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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,203 | $138,312-76.7% | $122,979-73.8% | $155,188-79.2% |
| Participation rate | 66.7% | 80.2%-13.5pp | 77.2%-10.5pp | 80.8%-14.1pp |
| Annual return | 18.16% | 22.06%-3.9pp | 20.12%-2.0pp | 148.84%-130.7pp |
| Employer contribution / active EE | $2,258 | $3,530-36.1% | $3,062-26.3% | $4,248-46.9% |
| Participant deferral / active EE | $3,732 | $5,592-33.3% | $5,003-25.4% | $6,531-42.9% |
| Admin fee / account holder | $3,428 | $15,089-77.3% | $12,864-73.4% | $14,480-76.3% |