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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,203 | $136,860-76.5% | $120,344-73.2% | $154,746-79.2% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 18.16% | 21.38%-3.2pp | 20.30%-2.1pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,258 | $3,533-36.1% | $3,020-25.2% | $4,379-48.4% |
| Participant deferral / active EE | $3,732 | $5,793-35.6% | $5,135-27.3% | $6,730-44.5% |
| Admin fee / account holder | $3,428 | $15,393-77.7% | $12,742-73.1% | $14,365-76.1% |