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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,254 | $150,207-30.6% | $120,380-13.4% | $145,978-28.6% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.2pp | 80.3%-13.6pp |
| Annual return | 12.26% | 154.28%-142.0pp | 107.28%-95.0pp | 550.52%-538.3pp |
| Employer contribution / active EE | $2,850 | $4,351-34.5% | $3,465-17.7% | $4,662-38.9% |
| Participant deferral / active EE | $15,358 | $6,175+148.7% | $4,992+207.6% | $6,690+129.6% |
| Admin fee / account holder | $650 | $12,203-94.7% | $9,421-93.1% | $13,400-95.1% |