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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,261 | $160,070-76.7% | $147,117-74.7% | $145,897-74.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 15.67% | 98.69%-83.0pp | 420.54%-404.9pp | 552.29%-536.6pp |
| Employer contribution / active EE | $1,258 | $5,285-76.2% | $4,932-74.5% | $4,663-73.0% |
| Participant deferral / active EE | $6,008 | $8,419-28.6% | $8,065-25.5% | $6,689-10.2% |
| Admin fee / account holder | $1,718 | $15,035-88.6% | $12,993-86.8% | $13,390-87.2% |