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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,824 | $100,203+14.6% | $85,240+34.7% | $145,897-21.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 22.13% | 84.28%-62.1pp | 66.75%-44.6pp | 552.29%-530.2pp |
| Employer contribution / active EE | $2,161 | $3,242-33.3% | $2,735-21.0% | $4,663-53.6% |
| Participant deferral / active EE | $5,176 | $5,299-2.3% | $4,527+14.3% | $6,689-22.6% |
| Admin fee / account holder | $3,383 | $7,265-53.4% | $6,165-45.1% | $13,390-74.7% |