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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,824 | $99,995+14.8% | $85,063+35.0% | $145,978-21.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 22.13% | 83.99%-61.9pp | 66.54%-44.4pp | 550.52%-528.4pp |
| Employer contribution / active EE | $2,161 | $3,231-33.1% | $2,727-20.7% | $4,662-53.6% |
| Participant deferral / active EE | $5,176 | $5,295-2.2% | $4,523+14.5% | $6,690-22.6% |
| Admin fee / account holder | $3,383 | $7,255-53.4% | $6,155-45.0% | $13,400-74.8% |