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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,824 | $100,073+14.7% | $85,126+34.9% | $145,877-21.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 22.13% | 84.11%-62.0pp | 66.63%-44.5pp | 551.28%-529.2pp |
| Employer contribution / active EE | $2,161 | $3,236-33.2% | $2,731-20.9% | $4,663-53.6% |
| Participant deferral / active EE | $5,176 | $5,294-2.2% | $4,523+14.4% | $6,691-22.6% |
| Admin fee / account holder | $3,383 | $7,261-53.4% | $6,160-45.1% | $13,402-74.8% |