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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,068 | $76,834+26.3% | $108,359-10.4% | $87,485+11.0% |
| Participation rate | 57.1% | 61.7%-4.6pp | 70.1%-13.0pp | 68.9%-11.8pp |
| Annual return | 19.62% | 19.09%+0.5pp | 36.89%-17.3pp | 26.06%-6.4pp |
| Employer contribution / active EE | $2,062 | $1,556+32.5% | $2,399-14.1% | $2,596-20.6% |
| Participant deferral / active EE | $4,481 | $3,100+44.5% | $4,137+8.3% | $4,274+4.9% |
| Admin fee / account holder | $0 | $6,537-100.0% | $9,741-100.0% | $7,775-100.0% |