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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,702 | $97,550-56.2% | $120,344-64.5% | $87,485-51.2% |
| Participation rate | 72.0% | 72.8%-0.8pp | 76.7%-4.7pp | 68.9%+3.1pp |
| Annual return | 10.92% | 18.41%-7.5pp | 20.30%-9.4pp | 26.06%-15.1pp |
| Employer contribution / active EE | $54 | $2,291-97.6% | $3,020-98.2% | $2,596-97.9% |
| Participant deferral / active EE | $2,919 | $4,230-31.0% | $5,135-43.1% | $4,274-31.7% |
| Admin fee / account holder | $13,736 | $9,543+43.9% | $12,742+7.8% | $7,775+76.7% |