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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,831 | $80,763-27.2% | $102,412-42.6% | $74,459-21.0% |
| Participation rate | 65.7% | 65.7%0pp | 74.5%-8.8pp | 67.2%-1.5pp |
| Annual return | 20.02% | 27.57%-7.6pp | 24.94%-4.9pp | 1369.70%-1349.7pp |
| Employer contribution / active EE | $2,371 | $3,160-24.9% | $3,870-38.7% | $2,626-9.7% |
| Participant deferral / active EE | $5,526 | $3,862+43.1% | $5,060+9.2% | $4,350+27.0% |
| Admin fee / account holder | $676 | $2,371-71.5% | $8,388-91.9% | $1,945-65.2% |