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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,831 | $80,731-27.1% | $103,374-43.1% | $74,546-21.1% |
| Participation rate | 65.7% | 65.7%0pp | 74.5%-8.8pp | 67.2%-1.5pp |
| Annual return | 20.02% | 27.56%-7.5pp | 24.89%-4.9pp | 1366.03%-1346.0pp |
| Employer contribution / active EE | $2,371 | $3,158-24.9% | $3,869-38.7% | $2,624-9.6% |
| Participant deferral / active EE | $5,526 | $3,860+43.2% | $5,058+9.3% | $4,347+27.1% |
| Admin fee / account holder | $676 | $2,369-71.5% | $8,394-91.9% | $1,944-65.2% |