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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,948 | $110,410-90.1% | $102,437-89.3% | $145,897-92.5% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.5%+16.4pp | 80.3%+10.6pp |
| Annual return | 14.14% | 24.85%-10.7pp | 24.95%-10.8pp | 552.29%-538.1pp |
| Employer contribution / active EE | $2,324 | $4,217-44.9% | $3,871-40.0% | $4,663-50.2% |
| Participant deferral / active EE | $3,317 | $5,622-41.0% | $5,060-34.5% | $6,689-50.4% |
| Admin fee / account holder | $3,361 | $9,745-65.5% | $8,388-59.9% | $13,390-74.9% |