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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,505 | $108,912-83.0% | $100,383-81.6% | $145,959-87.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.70% | 57.96%-47.3pp | 49.26%-38.6pp | 561.95%-551.3pp |
| Employer contribution / active EE | $1,809 | $4,423-59.1% | $3,944-54.1% | $4,661-61.2% |
| Participant deferral / active EE | $3,892 | $8,451-53.9% | $8,086-51.9% | $6,689-41.8% |
| Admin fee / account holder | $2,627 | $9,690-72.9% | $7,900-66.7% | $13,398-80.4% |