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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,105 | $159,978-71.2% | $147,041-68.6% | $145,978-68.4% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.7pp | 80.3%-8.9pp |
| Annual return | 10.98% | 98.36%-87.4pp | 419.21%-408.2pp | 550.52%-539.5pp |
| Employer contribution / active EE | $2,465 | $5,288-53.4% | $4,935-50.1% | $4,662-47.1% |
| Participant deferral / active EE | $7,004 | $8,429-16.9% | $8,071-13.2% | $6,690+4.7% |
| Admin fee / account holder | $934 | $15,053-93.8% | $13,006-92.8% | $13,400-93.0% |