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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,697 | $88,815-73.3% | $81,882-71.1% | $145,897-83.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 16.67% | 1033.75%-1017.1pp | 779.47%-762.8pp | 552.29%-535.6pp |
| Employer contribution / active EE | $4,135 | $3,086+34.0% | $2,916+41.8% | $4,663-11.3% |
| Participant deferral / active EE | $6,731 | $4,647+44.8% | $4,323+55.7% | $6,689+0.6% |
| Admin fee / account holder | $303 | $8,434-96.4% | $7,360-95.9% | $13,390-97.7% |