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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,277 | $72,071-53.8% | $68,368-51.3% | $137,256-75.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.23% | 353.14%-336.9pp | 292.57%-276.3pp | 220.34%-204.1pp |
| Employer contribution / active EE | $3,269 | $2,788+17.2% | $2,649+23.4% | $4,156-21.4% |
| Participant deferral / active EE | $5,688 | $4,410+29.0% | $4,123+38.0% | $6,407-11.2% |
| Admin fee / account holder | $666 | $5,336-87.5% | $5,150-87.1% | $12,270-94.6% |