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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,016 | $67,894+47.3% | $89,340+11.9% | $82,448+21.3% |
| Participation rate | 100.0% | 64.0%+36.0pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 13.15% | 19.21%-6.1pp | 20.57%-7.4pp | 41.64%-28.5pp |
| Employer contribution / active EE | $8,214 | $1,828+349.4% | $2,231+268.1% | $2,551+222.0% |
| Participant deferral / active EE | $5,076 | $3,072+65.2% | $3,823+32.8% | $4,139+22.6% |
| Admin fee / account holder | $4,749 | $5,723-17.0% | $6,704-29.2% | $7,234-34.4% |