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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,244 | $110,379+130.3% | $102,412+148.3% | $145,884+74.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.10% | 24.84%-12.7pp | 24.94%-12.8pp | 551.85%-539.8pp |
| Employer contribution / active EE | $5,220 | $4,216+23.8% | $3,870+34.9% | $4,662+12.0% |
| Participant deferral / active EE | $23,000 | $5,622+309.1% | $5,060+354.5% | $6,690+243.8% |
| Admin fee / account holder | $209,667 | $9,745+2051.6% | $8,388+2399.7% | $13,392+1465.6% |