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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,827 | $29,733-63.6% | $56,025-80.7% | $80,959-86.6% |
| Participation rate | 33.3% | 41.7%-8.4pp | 52.5%-19.2pp | 67.7%-34.3pp |
| Annual return | 18.64% | 35.28%-16.6pp | 1712.69%-1694.0pp | 35.67%-17.0pp |
| Employer contribution / active EE | $222 | $672-67.0% | $1,042-78.7% | $2,757-92.0% |
| Participant deferral / active EE | $492 | $1,229-59.9% | $1,955-74.8% | $4,300-88.5% |
| Admin fee / account holder | $351 | $2,434-85.6% | $2,828-87.6% | $6,925-94.9% |