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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,090 | $160,040-71.2% | $147,096-68.7% | $145,877-68.4% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 14.83% | 98.49%-83.7pp | 419.75%-404.9pp | 551.28%-536.5pp |
| Employer contribution / active EE | $1,353 | $5,289-74.4% | $4,936-72.6% | $4,663-71.0% |
| Participant deferral / active EE | $9,892 | $8,429+17.4% | $8,071+22.6% | $6,691+47.8% |
| Admin fee / account holder | $1,526 | $15,050-89.9% | $13,005-88.3% | $13,402-88.6% |