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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,090 | $160,070-71.2% | $147,117-68.7% | $145,897-68.4% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 14.83% | 98.69%-83.9pp | 420.54%-405.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,353 | $5,285-74.4% | $4,932-72.6% | $4,663-71.0% |
| Participant deferral / active EE | $9,892 | $8,419+17.5% | $8,065+22.7% | $6,689+47.9% |
| Admin fee / account holder | $1,526 | $15,035-89.9% | $12,993-88.3% | $13,390-88.6% |