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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,779 | $29,319+131.2% | $52,425+29.3% | $82,448-17.8% |
| Participation rate | 8.0% | 46.9%-38.9pp | 55.6%-47.7pp | 68.1%-60.1pp |
| Annual return | 21.40% | 535.20%-513.8pp | 302.12%-280.7pp | 41.64%-20.2pp |
| Employer contribution / active EE | $65 | $586-88.8% | $914-92.8% | $2,551-97.4% |
| Participant deferral / active EE | $392 | $1,171-66.5% | $1,790-78.1% | $4,139-90.5% |
| Admin fee / account holder | $262 | $1,962-86.7% | $2,495-89.5% | $7,234-96.4% |