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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,080 | $114,119-33.3% | $107,187-29.0% | $138,895-45.2% |
| Participation rate | 59.1% | 78.1%-19.0pp | 75.0%-15.9pp | 79.9%-20.8pp |
| Annual return | 19.22% | 273.21%-254.0pp | 204.55%-185.3pp | 145.39%-126.2pp |
| Employer contribution / active EE | $1,703 | $4,059-58.0% | $3,782-55.0% | $4,194-59.4% |
| Participant deferral / active EE | $4,267 | $5,538-23.0% | $5,096-16.3% | $6,396-33.3% |
| Admin fee / account holder | $604 | $10,024-94.0% | $9,162-93.4% | $12,562-95.2% |