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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,444 | $160,028-60.4% | $147,080-56.9% | $145,884-56.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.23% | 98.60%-88.4pp | 420.17%-409.9pp | 551.85%-541.6pp |
| Employer contribution / active EE | $21,562 | $5,286+307.9% | $4,933+337.1% | $4,662+362.5% |
| Participant deferral / active EE | $23,984 | $8,422+184.8% | $8,066+197.3% | $6,690+258.5% |
| Admin fee / account holder | $997 | $15,030-93.4% | $12,989-92.3% | $13,392-92.6% |