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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,885 | $100,262-52.2% | $81,370-41.2% | $145,897-67.2% |
| Participation rate | 78.9% | 74.3%+4.7pp | 69.5%+9.4pp | 80.3%-1.4pp |
| Annual return | 14.55% | 34.52%-20.0pp | 24.85%-10.3pp | 552.29%-537.7pp |
| Employer contribution / active EE | $2,438 | $2,979-18.2% | $2,464-1.1% | $4,663-47.7% |
| Participant deferral / active EE | $5,021 | $4,612+8.9% | $3,885+29.2% | $6,689-24.9% |
| Admin fee / account holder | $2,611 | $8,163-68.0% | $5,749-54.6% | $13,390-80.5% |