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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,536 | $162,136+42.2% | $152,301+51.4% | $154,746+49.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.96% | 91.02%-79.1pp | 80.50%-68.5pp | 172.34%-160.4pp |
| Employer contribution / active EE | $27,000 | $4,890+452.1% | $4,624+483.9% | $4,379+516.6% |
| Participant deferral / active EE | $31,000 | $8,341+271.7% | $8,004+287.3% | $6,730+360.6% |
| Admin fee / account holder | $4,431 | $15,759-71.9% | $14,398-69.2% | $14,365-69.2% |