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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,591 | $183,516+7.1% | $155,534+26.4% | $145,884+34.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 10.64% | 61.43%-50.8pp | 64.92%-54.3pp | 551.85%-541.2pp |
| Employer contribution / active EE | $5,894 | $5,315+10.9% | $4,675+26.1% | $4,662+26.4% |
| Participant deferral / active EE | $7,823 | $6,467+21.0% | $5,630+39.0% | $6,690+16.9% |
| Admin fee / account holder | $1,605 | $19,293-91.7% | $15,900-89.9% | $13,392-88.0% |