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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,789 | $181,062-43.8% | $158,223-35.7% | $155,188-34.4% |
| Participation rate | 52.6% | 82.7%-30.0pp | 79.2%-26.6pp | 80.8%-28.2pp |
| Annual return | 18.09% | 57.39%-39.3pp | 52.09%-34.0pp | 148.84%-130.7pp |
| Employer contribution / active EE | $4,944 | $4,565+8.3% | $4,109+20.3% | $4,248+16.4% |
| Participant deferral / active EE | $2,852 | $6,134-53.5% | $5,467-47.8% | $6,531-56.3% |
| Admin fee / account holder | $1,854 | $18,825-90.2% | $16,047-88.4% | $14,480-87.2% |