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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,501 | $76,407-44.4% | $150,298-71.7% | $82,448-48.5% |
| Participation rate | 62.3% | 66.4%-4.1pp | 77.8%-15.5pp | 68.1%-5.8pp |
| Annual return | 19.74% | 39.99%-20.3pp | 62.79%-43.0pp | 41.64%-21.9pp |
| Employer contribution / active EE | $1,839 | $2,614-29.6% | $4,154-55.7% | $2,551-27.9% |
| Participant deferral / active EE | $3,369 | $3,214+4.8% | $5,453-38.2% | $4,139-18.6% |
| Admin fee / account holder | $258 | $6,352-95.9% | $14,116-98.2% | $7,234-96.4% |