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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,501 | $86,050-50.6% | $189,758-77.6% | $94,015-54.8% |
| Participation rate | 62.3% | 68.9%-6.6pp | 79.8%-17.5pp | 70.8%-8.5pp |
| Annual return | 19.74% | 17.77%+2.0pp | 52.62%-32.9pp | 17.84%+1.9pp |
| Employer contribution / active EE | $1,839 | $2,819-34.8% | $4,767-61.4% | $2,790-34.1% |
| Participant deferral / active EE | $3,369 | $3,349+0.6% | $5,856-42.5% | $4,249-20.7% |
| Admin fee / account holder | $258 | $6,627-96.1% | $20,388-98.7% | $8,951-97.1% |