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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,443 | $90,614-69.7% | $76,089-63.9% | $145,877-81.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 8.27% | 623.80%-615.5pp | 360.94%-352.7pp | 551.28%-543.0pp |
| Employer contribution / active EE | $10,449 | $3,324+214.3% | $2,690+288.5% | $4,663+124.1% |
| Participant deferral / active EE | $907 | $5,168-82.4% | $4,259-78.7% | $6,691-86.4% |
| Admin fee / account holder | $1,065 | $8,376-87.3% | $6,418-83.4% | $13,402-92.1% |