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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,532 | $102,609-24.4% | $98,090-21.0% | $138,895-44.2% |
| Participation rate | 75.0% | 82.8%-7.8pp | 81.5%-6.5pp | 79.9%-4.9pp |
| Annual return | 35.53% | 36.44%-0.9pp | 37.05%-1.5pp | 145.39%-109.9pp |
| Employer contribution / active EE | $6,042 | $3,867+56.2% | $3,606+67.5% | $4,194+44.0% |
| Participant deferral / active EE | $4,835 | $8,167-40.8% | $7,845-38.4% | $6,396-24.4% |
| Admin fee / account holder | $8,666 | $11,434-24.2% | $11,815-26.6% | $12,562-31.0% |