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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,369 | $29,319-13.5% | $52,425-51.6% | $82,448-69.2% |
| Participation rate | 34.6% | 46.9%-12.2pp | 55.6%-21.0pp | 68.1%-33.5pp |
| Annual return | 15.04% | 535.20%-520.2pp | 302.12%-287.1pp | 41.64%-26.6pp |
| Employer contribution / active EE | $715 | $586+22.0% | $914-21.7% | $2,551-72.0% |
| Participant deferral / active EE | $1,464 | $1,171+25.0% | $1,790-18.2% | $4,139-64.6% |
| Admin fee / account holder | $1,907 | $1,962-2.8% | $2,495-23.6% | $7,234-73.6% |