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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,402 | $169,356-72.0% | $129,406-63.4% | $145,897-67.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 12.54% | 14418.62%-14406.1pp | 9468.18%-9455.6pp | 552.29%-539.8pp |
| Employer contribution / active EE | $3,267 | $5,542-41.1% | $4,155-21.4% | $4,663-29.9% |
| Participant deferral / active EE | $6,122 | $4,987+22.8% | $4,167+46.9% | $6,689-8.5% |
| Admin fee / account holder | $699 | $9,915-93.0% | $7,689-90.9% | $13,390-94.8% |