Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,967 | $27,876-64.2% | $83,854-88.1% | $65,191-84.7% |
| Participation rate | 9.4% | 23.2%-13.9pp | 59.1%-49.7pp | 63.0%-53.6pp |
| Annual return | 20.92% | 305.90%-285.0pp | 31.39%-10.5pp | 51.24%-30.3pp |
| Employer contribution / active EE | $0 | $472-100.0% | $1,017-100.0% | $2,400-100.0% |
| Participant deferral / active EE | $429 | $580-26.1% | $2,035-78.9% | $2,671-83.9% |
| Admin fee / account holder | $600 | $1,497-59.9% | $3,197-81.2% | $907-33.9% |