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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,544 | $180,749-87.0% | $160,784-85.4% | $137,256-82.8% |
| Participation rate | 70.0% | 80.0%-10.0pp | 77.0%-7.0pp | 80.0%-10.0pp |
| Annual return | 15.62% | 2234.46%-2218.8pp | 1803.92%-1788.3pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,125 | $4,155-48.9% | $3,733-43.1% | $4,156-48.9% |
| Participant deferral / active EE | $2,698 | $6,844-60.6% | $6,293-57.1% | $6,407-57.9% |
| Admin fee / account holder | $2,886 | $10,397-72.2% | $9,717-70.3% | $12,270-76.5% |