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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,202 | $57,590-58.0% | $86,233-71.9% | $82,448-70.6% |
| Participation rate | 54.2% | 57.9%-3.6pp | 69.0%-14.8pp | 68.1%-13.8pp |
| Annual return | 17.08% | 22.41%-5.3pp | 61.39%-44.3pp | 41.64%-24.6pp |
| Employer contribution / active EE | $1,532 | $1,655-7.5% | $2,504-38.8% | $2,551-40.0% |
| Participant deferral / active EE | $2,961 | $3,080-3.9% | $4,559-35.1% | $4,139-28.5% |
| Admin fee / account holder | $5,303 | $4,730+12.1% | $8,342-36.4% | $7,234-26.7% |