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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,087 | $72,403-44.6% | $67,524-40.6% | $145,978-72.5% |
| Participation rate | 75.0% | 76.9%-1.9pp | 72.9%+2.1pp | 80.3%-5.3pp |
| Annual return | 17.96% | 7197.23%-7179.3pp | 3519.41%-3501.4pp | 550.52%-532.6pp |
| Employer contribution / active EE | $2,450 | $3,072-20.2% | $2,734-10.4% | $4,662-47.4% |
| Participant deferral / active EE | $4,735 | $4,782-1.0% | $4,001+18.3% | $6,690-29.2% |
| Admin fee / account holder | $1,433 | $5,541-74.1% | $4,001-64.2% | $13,400-89.3% |