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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,087 | $72,465-44.7% | $67,575-40.7% | $145,884-72.5% |
| Participation rate | 75.0% | 76.9%-1.9pp | 72.9%+2.1pp | 80.3%-5.3pp |
| Annual return | 17.96% | 7222.56%-7204.6pp | 3528.98%-3511.0pp | 551.85%-533.9pp |
| Employer contribution / active EE | $2,450 | $3,074-20.3% | $2,736-10.4% | $4,662-47.4% |
| Participant deferral / active EE | $4,735 | $4,786-1.0% | $4,003+18.3% | $6,690-29.2% |
| Admin fee / account holder | $1,433 | $5,515-74.0% | $3,993-64.1% | $13,392-89.3% |