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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,312 | $45,343-6.7% | $150,298-71.8% | $67,986-37.8% |
| Participation rate | 47.9% | 51.9%-3.9pp | 77.8%-29.8pp | 57.2%-9.3pp |
| Annual return | 17.09% | 33.28%-16.2pp | 62.79%-45.7pp | 31.67%-14.6pp |
| Employer contribution / active EE | $1,225 | $1,462-16.2% | $4,154-70.5% | $2,019-39.3% |
| Participant deferral / active EE | $2,180 | $2,055+6.1% | $5,453-60.0% | $3,358-35.1% |
| Admin fee / account holder | $595 | $2,250-73.5% | $14,116-95.8% | $3,203-81.4% |