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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,376 | $76,407-66.8% | $150,298-83.1% | $82,448-69.2% |
| Participation rate | 62.5% | 66.4%-3.9pp | 77.8%-15.3pp | 68.1%-5.6pp |
| Annual return | 16.94% | 39.99%-23.1pp | 62.79%-45.8pp | 41.64%-24.7pp |
| Employer contribution / active EE | $1,256 | $2,614-52.0% | $4,154-69.8% | $2,551-50.8% |
| Participant deferral / active EE | $1,897 | $3,214-41.0% | $5,453-65.2% | $4,139-54.2% |
| Admin fee / account holder | $1,501 | $6,352-76.4% | $14,116-89.4% | $7,234-79.2% |