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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,317 | $81,276-78.7% | $155,574-88.9% | $80,925-78.6% |
| Participation rate | 62.8% | 66.2%-3.5pp | 78.2%-15.4pp | 67.7%-4.9pp |
| Annual return | 11.78% | 33.36%-21.6pp | 64.87%-53.1pp | 35.65%-23.9pp |
| Employer contribution / active EE | $1,167 | $3,103-62.4% | $4,676-75.1% | $2,756-57.7% |
| Participant deferral / active EE | $1,712 | $3,453-50.4% | $5,629-69.6% | $4,299-60.2% |
| Admin fee / account holder | $919 | $7,993-88.5% | $15,914-94.2% | $6,940-86.8% |