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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,463 | $183,539+16.3% | $155,556+37.2% | $145,897+46.3% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 28.25% | 61.31%-33.1pp | 64.84%-36.6pp | 552.29%-524.0pp |
| Employer contribution / active EE | $11,435 | $5,315+115.1% | $4,675+144.6% | $4,663+145.2% |
| Participant deferral / active EE | $7,262 | $6,467+12.3% | $5,631+29.0% | $6,689+8.6% |
| Admin fee / account holder | $800 | $19,275-95.8% | $15,885-95.0% | $13,390-94.0% |