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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,764 | $117,895-23.0% | $102,460-11.4% | $145,897-37.8% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 19.42% | 31.92%-12.5pp | 29.47%-10.0pp | 552.29%-532.9pp |
| Employer contribution / active EE | $1,705 | $3,619-52.9% | $3,025-43.6% | $4,663-63.4% |
| Participant deferral / active EE | $1,959 | $5,736-65.9% | $5,056-61.3% | $6,689-70.7% |
| Admin fee / account holder | $44,349 | $13,353+232.1% | $9,460+368.8% | $13,390+231.2% |