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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,764 | $117,859-23.0% | $102,438-11.4% | $145,959-37.8% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 19.42% | 31.72%-12.3pp | 29.37%-9.9pp | 561.95%-542.5pp |
| Employer contribution / active EE | $1,705 | $3,615-52.8% | $3,024-43.6% | $4,661-63.4% |
| Participant deferral / active EE | $1,959 | $5,732-65.8% | $5,054-61.2% | $6,689-70.7% |
| Admin fee / account holder | $44,349 | $13,318+233.0% | $9,448+369.4% | $13,398+231.0% |