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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,537 | $160,070-43.4% | $147,117-38.5% | $145,897-37.9% |
| Participation rate | 59.1% | 84.0%-24.9pp | 82.2%-23.1pp | 80.3%-21.2pp |
| Annual return | 67.15% | 98.69%-31.5pp | 420.54%-353.4pp | 552.29%-485.1pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,932-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,873 | $8,419+5.4% | $8,065+10.0% | $6,689+32.6% |
| Admin fee / account holder | $340 | $15,035-97.7% | $12,993-97.4% | $13,390-97.5% |