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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,266 | $162,136-37.5% | $152,301-33.5% | $154,746-34.6% |
| Participation rate | 63.2% | 84.1%-20.9pp | 82.4%-19.3pp | 80.7%-17.5pp |
| Annual return | 14.40% | 91.02%-76.6pp | 80.50%-66.1pp | 172.34%-157.9pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $11,056 | $8,341+32.6% | $8,004+38.1% | $6,730+64.3% |
| Admin fee / account holder | $3,042 | $15,759-80.7% | $14,398-78.9% | $14,365-78.8% |