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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,646 | $97,125+59.2% | $86,233+79.3% | $137,256+12.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 21.82% | 74.19%-52.4pp | 61.39%-39.6pp | 220.34%-198.5pp |
| Employer contribution / active EE | $7,642 | $2,841+168.9% | $2,504+205.1% | $4,156+83.9% |
| Participant deferral / active EE | $14,706 | $5,180+183.9% | $4,559+222.6% | $6,407+129.5% |
| Admin fee / account holder | $601 | $9,725-93.8% | $8,342-92.8% | $12,270-95.1% |