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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,542 | $201,259+133.3% | $184,200+154.9% | $145,959+221.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.61% | 28.98%-13.4pp | 28.80%-13.2pp | 561.95%-546.3pp |
| Employer contribution / active EE | $4,851 | $7,018-30.9% | $6,424-24.5% | $4,661+4.1% |
| Participant deferral / active EE | $10,479 | $9,806+6.9% | $9,132+14.8% | $6,689+56.7% |
| Admin fee / account holder | $537 | $16,372-96.7% | $13,907-96.1% | $13,398-96.0% |