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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,127 | $180,749-77.8% | $160,784-75.0% | $137,256-70.8% |
| Participation rate | 80.0% | 80.0%0pp | 77.0%+3.0pp | 80.0%0pp |
| Annual return | 16.43% | 2234.46%-2218.0pp | 1803.92%-1787.5pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,053 | $4,155-74.7% | $3,733-71.8% | $4,156-74.7% |
| Participant deferral / active EE | $2,105 | $6,844-69.2% | $6,293-66.5% | $6,407-67.1% |
| Admin fee / account holder | $559 | $10,397-94.6% | $9,717-94.2% | $12,270-95.4% |