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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,127 | $208,088-80.7% | $186,193-78.4% | $154,746-74.1% |
| Participation rate | 80.0% | 80.0%0pp | 77.1%+2.9pp | 80.7%-0.7pp |
| Annual return | 16.43% | 89.97%-73.5pp | 78.03%-61.6pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,053 | $4,340-75.7% | $3,918-73.1% | $4,379-76.0% |
| Participant deferral / active EE | $2,105 | $7,078-70.3% | $6,513-67.7% | $6,730-68.7% |
| Admin fee / account holder | $559 | $11,698-95.2% | $11,058-94.9% | $14,365-96.1% |