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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,097 | $71,215-59.1% | $93,696-68.9% | $80,935-64.0% |
| Participation rate | 55.3% | 60.4%-5.1pp | 68.7%-13.4pp | 67.7%-12.3pp |
| Annual return | 10.77% | 11.27%-0.5pp | 133.74%-123.0pp | 35.66%-24.9pp |
| Employer contribution / active EE | $1,214 | $1,565-22.5% | $2,422-49.9% | $2,757-56.0% |
| Participant deferral / active EE | $2,376 | $4,037-41.1% | $4,417-46.2% | $4,299-44.7% |
| Admin fee / account holder | $5,117 | $6,958-26.5% | $8,287-38.2% | $6,924-26.1% |