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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,272 | $183,539-73.7% | $155,556-69.0% | $145,897-66.9% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 13.49% | 61.31%-47.8pp | 64.84%-51.4pp | 552.29%-538.8pp |
| Employer contribution / active EE | $6,422 | $5,315+20.8% | $4,675+37.4% | $4,663+37.7% |
| Participant deferral / active EE | $5,262 | $6,467-18.6% | $5,631-6.5% | $6,689-21.3% |
| Admin fee / account holder | $577 | $19,275-97.0% | $15,885-96.4% | $13,390-95.7% |