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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,272 | $183,592-73.7% | $155,567-69.0% | $145,959-66.9% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 13.49% | 61.24%-47.7pp | 64.74%-51.2pp | 561.95%-548.5pp |
| Employer contribution / active EE | $6,422 | $5,315+20.8% | $4,674+37.4% | $4,661+37.8% |
| Participant deferral / active EE | $5,262 | $6,464-18.6% | $5,628-6.5% | $6,689-21.3% |
| Admin fee / account holder | $577 | $19,318-97.0% | $15,916-96.4% | $13,398-95.7% |