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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,095 | $160,040-88.7% | $147,096-87.7% | $145,877-87.6% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 22.61% | 98.49%-75.9pp | 419.75%-397.1pp | 551.28%-528.7pp |
| Employer contribution / active EE | $2,000 | $5,289-62.2% | $4,936-59.5% | $4,663-57.1% |
| Participant deferral / active EE | $2,960 | $8,429-64.9% | $8,071-63.3% | $6,691-55.8% |
| Admin fee / account holder | $1,841 | $15,050-87.8% | $13,005-85.8% | $13,402-86.3% |