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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,876 | $102,385-72.8% | $147,080-81.0% | $80,935-65.6% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 10.19% | 135.09%-124.9pp | 420.17%-410.0pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,570 | $3,717-30.8% | $4,933-47.9% | $2,757-6.8% |
| Participant deferral / active EE | $8,497 | $6,651+27.8% | $8,066+5.3% | $4,299+97.6% |
| Admin fee / account holder | $1,013 | $7,951-87.3% | $12,989-92.2% | $6,924-85.4% |