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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,647 | $183,539-93.7% | $155,556-92.5% | $145,897-92.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 9.36% | 61.31%-51.9pp | 64.84%-55.5pp | 552.29%-542.9pp |
| Employer contribution / active EE | $2,118 | $5,315-60.2% | $4,675-54.7% | $4,663-54.6% |
| Participant deferral / active EE | $2,481 | $6,467-61.6% | $5,631-55.9% | $6,689-62.9% |
| Admin fee / account holder | $542 | $19,275-97.2% | $15,885-96.6% | $13,390-96.0% |