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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,588 | $161,352-67.4% | $134,172-60.8% | $137,256-61.7% |
| Participation rate | 66.7% | 78.3%-11.6pp | 72.5%-5.8pp | 80.0%-13.3pp |
| Annual return | 19.57% | 28.72%-9.1pp | 25.30%-5.7pp | 220.34%-200.8pp |
| Employer contribution / active EE | $1,469 | $4,099-64.2% | $3,420-57.1% | $4,156-64.7% |
| Participant deferral / active EE | $1,768 | $5,552-68.2% | $4,690-62.3% | $6,407-72.4% |
| Admin fee / account holder | $1,849 | $15,028-87.7% | $12,016-84.6% | $12,270-84.9% |