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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,762 | $109,904+2.6% | $97,167+16.0% | $145,959-22.7% |
| Participation rate | 25.0% | 75.9%-50.9pp | 72.7%-47.7pp | 80.3%-55.3pp |
| Annual return | 14.39% | 243.43%-229.0pp | 75.27%-60.9pp | 561.95%-547.6pp |
| Employer contribution / active EE | $0 | $3,084-100.0% | $2,729-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $813 | $4,676-82.6% | $4,264-80.9% | $6,689-87.9% |
| Admin fee / account holder | $36,572 | $6,216+488.4% | $5,650+547.3% | $13,398+173.0% |