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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,451 | $77,472-83.9% | $100,415-87.6% | $80,959-84.6% |
| Participation rate | 75.0% | 76.9%-1.9pp | 81.5%-6.5pp | 67.7%+7.3pp |
| Annual return | 17.21% | 37.26%-20.0pp | 49.47%-32.3pp | 35.67%-18.5pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,462 | $6,818-63.9% | $8,091-69.6% | $4,300-42.7% |
| Admin fee / account holder | $2,810 | $5,885-52.3% | $7,906-64.5% | $6,925-59.4% |