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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,293 | $88,710-27.5% | $81,783-21.4% | $145,959-56.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 20.39% | 1027.26%-1006.9pp | 775.05%-754.7pp | 561.95%-541.6pp |
| Employer contribution / active EE | $16,048 | $3,083+420.5% | $2,913+451.0% | $4,661+244.3% |
| Participant deferral / active EE | $6,771 | $4,645+45.8% | $4,320+56.7% | $6,689+1.2% |
| Admin fee / account holder | $16,700 | $8,407+98.6% | $7,380+126.3% | $13,398+24.6% |