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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,293 | $88,702-27.5% | $81,780-21.4% | $145,978-56.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 20.39% | 1029.12%-1008.7pp | 776.27%-755.9pp | 550.52%-530.1pp |
| Employer contribution / active EE | $16,048 | $3,084+420.3% | $2,914+450.7% | $4,662+244.2% |
| Participant deferral / active EE | $6,771 | $4,645+45.8% | $4,321+56.7% | $6,690+1.2% |
| Admin fee / account holder | $16,700 | $8,414+98.5% | $7,384+126.2% | $13,400+24.6% |