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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,831 | $102,382-70.9% | $147,005-79.7% | $80,874-63.1% |
| Participation rate | 45.5% | 75.8%-30.4pp | 82.2%-36.7pp | 67.6%-22.2pp |
| Annual return | 16.38% | 134.89%-118.5pp | 418.76%-402.4pp | 35.62%-19.2pp |
| Employer contribution / active EE | $1,577 | $3,715-57.5% | $4,934-68.0% | $2,756-42.8% |
| Participant deferral / active EE | $3,649 | $6,646-45.1% | $8,070-54.8% | $4,297-15.1% |
| Admin fee / account holder | $390 | $7,942-95.1% | $13,006-97.0% | $6,935-94.4% |