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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,831 | $102,422-70.9% | $147,117-79.7% | $80,959-63.2% |
| Participation rate | 45.5% | 75.9%-30.4pp | 82.2%-36.7pp | 67.7%-22.2pp |
| Annual return | 16.38% | 135.16%-118.8pp | 420.54%-404.2pp | 35.67%-19.3pp |
| Employer contribution / active EE | $1,577 | $3,717-57.6% | $4,932-68.0% | $2,757-42.8% |
| Participant deferral / active EE | $3,649 | $6,652-45.2% | $8,065-54.8% | $4,300-15.2% |
| Admin fee / account holder | $390 | $7,953-95.1% | $12,993-97.0% | $6,925-94.4% |