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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,766 | $183,516-2.6% | $155,534+14.9% | $145,884+22.5% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 11.16% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $2,415 | $5,315-54.6% | $4,675-48.3% | $4,662-48.2% |
| Participant deferral / active EE | $9,231 | $6,467+42.7% | $5,630+63.9% | $6,690+38.0% |
| Admin fee / account holder | $1,409 | $19,293-92.7% | $15,900-91.1% | $13,392-89.5% |